Were you injured in a motorcycle accident? If a negligent driver caused your crash, you may be able to seek compensation for all your past and future medical costs, and other damages you suffered.
Seriously Injured in a Motorcycle Crash?
Motorcycle crash victims may be able to seek compensation, but they have the burden of proof. That is why they should contact a Chattanooga motorcycle accident lawyer as soon as possible.
The attorneys at Gary Massey Injury Lawyers have helped motor vehicle crash victims secure millions in compensation. With years of experience and a proven track record, we are here to guide you every step of the way. Our firm offers free consultations, charges no upfront fees, and is available 24/7 to assist you.
When Can a Motorcycle Crash Victim File a Lawsuit?
While riding a motorcycle is inherently dangerous, and riders cause some crashes, many other collisions are caused by driver negligence. If you think a negligent driver caused your collision, you may have a case for compensation.
That said, it is up to you as the victim to prove negligence occurred. This can be a difficult task, which is why victims often hire an experienced Chattanooga motorcycle accident lawyer to seek full compensation.
There are many factors our lawyers need to consider about whether a motorcycle crash victim may have a case, such as:
- How the collision happened
- The severity of your injuries
- Evidence you collected at the scene
- The damages you have suffered and may suffer in the future
Examples of driver negligence that could cause a motorcycle collision include:
- Distracted driving
- Speeding
- Failure to yield
- Following too closely
- Failing to stay in a lane
- Running a red light
- Making an unsafe turn
- Aggressive driving
- Driving under the influence
Our attorneys develop a comprehensive legal strategy for each case we take on. We know each case is unique and requires a tailored approach. We have the resources to thoroughly investigate what happened and consult experts to build a strong case for compensation.
What Is the Value of My Motorcycle Crash Case?
The value of your motorcycle accident case depends on several factors, including:
- Medical Expenses: Both current and future medical costs related to your accident.
- Lost Wages: Income lost due to your inability to work.
- Pain and Suffering: Compensation for your physical pain, emotional distress, and reduced quality of life.
- Property Damage: Costs to repair or replace your motorcycle and any damaged gear.
The value of claims varies, as some victims may recover quickly, while others suffer long-term disabilities. Tennessee does not cap economic damages like medical costs and lost wages, but non-economic damages (pain and suffering) are typically capped at $750,000. If the victim suffered catastrophic injuries, the cap increases to $1 million.
Unlike insurance companies that try to downplay claims, we focus on recovering full compensation. If you have questions about your potential compensation, call us today. We are available 24/7.
How Long Do I Have to File a Motorcycle Crash Lawsuit?
In Tennessee, the statute of limitations for filing a personal injury lawsuit is generally one year from the date of the accident. However, there may be exceptions, which our lawyers can discuss with you.
One year is a short time, so you should act fast to explore your legal options. If you delay, it will be harder to preserve evidence, making it more difficult to prove your case.
Insurance Coverage for Motorcycle Crashes in Tennessee
Tennessee operates under an at-fault system for motor vehicle accidents. The at-fault driver’s insurance is responsible for covering the damages.
Drivers must carry a minimum level of insurance:
- $25,000 for bodily injury per person
- $50,000 total for bodily injury per accident
- $15,000 for property damage
However, these limits may not be enough to cover damages in severe crashes. If the at-fault driver’s coverage is insufficient, victims may turn to their underinsured motorist (UIM) coverage.
What if the At-Fault Driver Does Not Have Insurance?
If the at-fault driver lacks insurance, you can use your uninsured motorist (UM) coverage to cover your damages. This coverage serves as a substitute for the at-fault driver’s liability insurance.
Our Chattanooga motorcycle accident lawyers can review all available insurance coverage to ensure you receive the compensation you deserve.
What if the Insurance Company Calls Me?
Insurance companies often call motorcycle crash victims to offer compensation or attempt to get them to say something that could harm their case.
Remember, insurance companies aim to minimize payouts. If they call you, refer them to your lawyer. If you must speak with them, keep your statements brief—confirm the accident and your medical treatment but avoid providing details.
Insurance adjusters may request a recorded statement. Do not provide one without consulting your lawyer.
Can You Seek Compensation if You Were Not Wearing a Helmet?
Tennessee law requires all riders and passengers to wear helmets. However, insurance companies cannot deny or undervalue your claim simply because you were not wearing a helmet. They must take you as they find you.
No-Contact Motorcycle Crash Claims
No-contact motorcycle accidents occur when another driver’s actions cause a crash without direct impact. For example, if a driver swerves into your lane, forcing you off the road. The other driver may still be liable for your damages.
Steps to Take Following a Motorcycle Crash
- Seek Medical Attention: Immediate treatment helps link your injuries to the crash.
- Take Pictures: Capture images of the accident scene, your motorcycle, and injuries.
- Call Police: A police report provides an official record of the accident.
- Identify Witnesses: Collect witness names and contact details.
- Consult with an Attorney: A lawyer can guide you through the legal process and handle negotiations.
Common Injuries From Motorcycle Collisions
- Road Rash: Skin abrasions from contact with pavement, sometimes requiring skin grafts.
- Fractures: Broken bones, particularly in the arms, legs, and ribs.
- Head Injuries: Concussions or traumatic brain injuries (TBI), even with a helmet.
- Spinal Cord Injuries: Potential paralysis or chronic pain.
- Internal Injuries: Damage to the liver, spleen, or other organs.
- Sprains and Strains: Muscle and ligament injuries that may cause long-term discomfort.
Call Our Chattanooga Motorcycle Accident Lawyers for Legal Assistance
Negligent drivers can cause dangerous motorcycle crashes, leading to life-changing injuries. Victims often face overwhelming medical expenses and immense pain and suffering.
Our attorneys understand the devastating impact of these accidents. We are here to provide the legal support you need throughout your recovery.
We work on a contingency fee basis, meaning you pay nothing unless we win your case.
Contact us today at 423-697-4529 to schedule a free consultation.
